Last updated: January 2026

By accessing and using https://www.creditcardsforstudents.uk/, you agree to be bound by the following Terms & Conditions. If you do not agree, please discontinue use of the Website.

Our intention is to offer knowledge with integrity, clarity, and respect—supporting responsible choices rather than promoting financial pressure or harm.

1. Educational Disclaimer (Important)

All content on this Website is provided for educational and informational purposes only.

  • We are not a bank, lender, broker, or financial adviser.
  • We do not offer personalised financial advice.
  • Information provided should not be considered professional, legal, or financial advice.

Always consider consulting:

  • A regulated financial adviser
  • Official lender documentation
  • FCA-authorised sources

Your financial journey is personal, and wisdom comes from understanding both opportunity and responsibility.

2. Accuracy of Information

We make reasonable efforts to ensure that information is:

  • Accurate
  • Relevant
  • Up to date

However:

  • Financial products change frequently
  • Eligibility criteria vary
  • Interest rates and terms may be updated by providers

We cannot guarantee completeness or real-time accuracy and accept no liability for reliance on outdated or incorrect information.

3. Eligibility and Age Requirement

You must be 18 years or older to use this Website. Content is tailored to students legally eligible to apply for financial products in the UK.

Use of this Website confirms that you meet this requirement.

4. User Responsibility

By using this Website, you agree to:

  • Use information responsibly
  • Conduct your own research
  • Read official terms from providers
  • Avoid misuse of content

Financial understanding is a shared responsibility between education and action.

5. Ethical Guidelines and Editorial Integrity

We operate under ethical principles that include:

  • Honest and transparent content
  • Clear distinction between education and promotion
  • Avoidance of misleading or manipulative claims
  • Respect for students’ financial well-being

Affiliate relationships do not influence our commitment to clarity, responsibility, and integrity.

6. Intellectual Property

All content on this Website, including:

  • Text
  • Logos
  • Structure
  • Branding

is the intellectual property of Credit Cards for Students, unless otherwise stated.

Unauthorised reproduction, distribution, or modification is prohibited without prior written permission.

7. Third-Party Websites

Links to third-party websites are provided for convenience and educational reference. We do not control or endorse external content and are not responsible for:

  • External policies
  • Product decisions
  • User experiences on third-party platforms

8. Limitation of Liability

To the fullest extent permitted by UK law:

  • We are not liable for financial loss, damages, or consequences arising from use of this Website
  • Use of information is at your own discretion and risk

9. Confidentiality and Communications

Any communication submitted through this Website is treated with respect and confidentiality, subject to legal requirements.

For inquiries or concerns, please proceed to the Contact Us page.

10. Governing Law

These Terms & Conditions are governed by and interpreted in accordance with the laws of England and Wales.

11. Amendments

We reserve the right to update these Terms & Conditions at any time. Continued use of the Website constitutes acceptance of any changes.

Final Note

At Credit Cards for Students, we believe that financial awareness grows best when knowledge is shared with care, honesty, and intention. We encourage students to move forward thoughtfully—balancing opportunity with responsibility.

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